Equipment Financing Options

Investing in reliable forklifts and heavy equipment doesn’t have to strain your budget. At KD Equipment Sales, we work with trusted financing partners to help you secure affordable, flexible payment plans that fit your business needs.

Whether you're purchasing a used forklift, boom lift, or scissor lift, financing allows you to spread the cost over time—so you can keep your cash flow steady while growing your operation.

  • Lowest Cost For Those With Good Credit
  • Any Equipment, Any Model
  • Larger Purchasing Amounts
  • INSTANT Approvals
  • No Hard Credit Pull
  • Choose Your Payment and Lease Terms

Equipment Financing Options

NEL Financial Clicklease
Available For All New Equipment All New Equipment
Approval Time Same-Day (Most Customers) Instant
Credit Score Range Good to Great All Scores Accepted
Credit Check Hard Soft
Term Lengths Up to 96 Months 24 – 60 Months
Minimum Financed $5,000 $500
Maximum Financed* Subject to Credit Approval $25,000
Interest/Surcharge ** Interest, Rate Varies by Creditworthiness and Bank Variable Surcharge, Based on Credit Background
Down Payment Yes, Depends on Bank, Usually 10–20% None
Signing Costs Yes, Doc & Origination Fee, Depending on Bank Yes, Doc Fee Based on Purchase Amount
Required Documents Depends on Bank (Income/Collateral, Financials, Tax Returns, ID, Business Docs, etc.) None
Purchasing Limit None None
Payments Reported to Credit Bureaus Yes No
Cancellation Non-cancellable Non-cancellable
Tax Consideration*** Interest May Be a Tax-Deductible Business Expense; Equipment May Be a Depreciable Asset Lease Payments May Be a Tax-Deductible Business Expense; Equipment May Be a Depreciable Asset After Purchase Option
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